Payment Policy

Payment Policy

Last updated: August 27, 2026

At ERRA Living, operated by ERRAMANDREKA LLC, we strive to make your online checkout experience safe, transparent, and seamless. This Payment Policy outlines accepted payment methods, currency definitions, security standards, and our strict zero hidden fees guarantee.

1. Accepted Payment Methods

We accept major credit cards, debit cards, and established digital payment providers at checkout. Payment options include:

  • Credit & Debit Cards: Visa, Mastercard, American Express (AMEX)
  • Express Digital Wallets: Apple Pay, PayPal

2. Currency & Pricing Transparency

All transactions, catalog prices, standard shipping costs, and tax calculations are quoted exclusively in United States Dollars ($ USD). If you are making a purchase using an international bank card, your issuing bank may apply dynamic currency conversion fees. These charges are governed entirely by your banking provider.

3. Zero Hidden Fees Guarantee

The total price displayed on your checkout confirmation page is final. ERRA Living guarantees that customers will never be subjected to unexpected costs, including:

  • No hidden processing charges or credit card surcharges.
  • No restocking fees ($0.00 USD) on authorized returns.
  • Clear shipping calculations ($9.99 flat rate or free delivery on orders over $200.00 USD).

4. Checkout Encryption & Security

Your transactions are safeguarded using industry-standard 256-bit SSL encryption. Checkout portals on erraliving.store conform to PCI-DSS Level 1 specifications. We do not store, process, or view full payment credit card numbers on local company servers.

5. Payment Verification & Authorization

Orders are processed only after payment authorization is verified by your payment vendor. In cases where risk screening software flags potential authorization anomalies, our anti-fraud division may contact you for additional security verification prior to order fulfillment.

6. Payment Queries

If you suspect duplicate billing or encounter checkout errors, please reach out directly to support at info@erraliving.store or call +1 602-542-5002.